PROGRAM DESCRIPTION/SERVICES The Home Modification Loan Program provides 0% or 3% interest loans up to $30,000.00 to modify homes of elders and individuals with disabilities.  Our mission is to enable a person with a disability to continue to live in his/her home, be as independent as possible and continue to play an active role in his/her community.   ELIGIBILITY REQUIREMENTS Loans are available to individual homeowners that meet income guidelines based on HUD published median income for the Boston MESA and are updated annually.  The program is not based on credit worthiness and most of the time the homeowner qualifies for a 0% deferred payment loan, which translates to no monthly payments and no added monthly financial burden.  Call for details. **CLICK HERE FOR OUR APPLICATION**   CONTACT INFORMATION Metrowest Area: Christina Cutting (508) 620-2682 ccutting@smoc.org      300 Howard St., Framingham, MA 01702 Southeast Area: Mary Ann Walsh  (508) 202-5919 mwalsh@smoc.org     3 Webster Square, PMB 1000, Marshfield, MA 02050 For More Information:  http://www.mass.gov/mrc/hmlp   PROGRAM LOCATION 300 Howard Street, Framingham, MA  01702   VOLUNTEER OPPORTUNITIES None available.   DONATIONS ACCEPTED None available.   ANNUAL STATISTICS 42 households benefited from the Home Modification Loan Program (HMLP) yielding $1,045,260.00 in funds provided for Fiscal Year 2009.