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Home Modification Loan Program

Program Description/Services

The Home Modification Loan Program provides 0% or 3% interest loans up to $50,000 to modify homes of elders and individuals with disabilities.

Our mission is to enable a person with a disability to continue to live in his/her home, be as independent as possible and continue to play an active role in his/her community.

Eligibility Requirements

Loans are available to individual homeowners that meet income guidelines based on HUD published median income for the Boston MESA and are updated annually.

The program is not based on credit worthiness and most of the time the homeowner qualifies for a 0% deferred payment loan, which translates to no monthly payments and no added monthly financial burden. Call for details.


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HMLP Regions

Contact Information

Metrowest Region or Cape Cod & Islands:
(508) 326-5349  hmlp@smoc.org
345 Union Avenue, Framingham, MA 01702

For More Information: http://www.mass.gov/mrc/hmlp

SMOC'S MISSION
South Middlesex Opportunity Council will improve equity, wellness and quality of life for diverse individuals and families by providing advocacy, education, and a wide range of services; building a community of support and inclusion; and creating awareness to combat poverty through partnerships and coalitions with other organizations.