Home Modification Loan Program

Program Description/Services

The Home Modification Loan Program provides 0% interest loans up to $50,000.00, or $30,000 for mobile homes, to modify homes of elders and individuals with disabilities. Payments are deferred until the transfer of the property.

Our mission is to enable a person with a disability to continue to live in his/her home, be as independent as possible and continue to play an active role in his/her community.

Eligibility Requirements

Loans are available to individual homeowners with incomes of up to 200% of median income.

The program is not based on credit worthiness. With a 0% deferred payment loan, there are no monthly payments and no added monthly financial burden. Call for details.


Contact Information

Metrowest Area: Linda Hochen (508) 620-2682 LHochen@smoc.org
345 Union Ave, Framingham, MA 01702

Southeast Area: Amy Allen (508) 202-5919 AAllen@smoc.org
P.O. Box 309, Buzzards Bay, MA 02532

For More Information:

**Click here for the Brochure**

To improve the quality of life of low-income and disadvantaged individuals and families by advocating for their needs and rights; providing services; educating the community; building a community of support; participating in coalitions with other advocates and searching for new resources and partnerships.